News

Amended American Health Care Act Passes House

The House of Representatives passed an amended version of the American Health Care Act today, May 4, 2017. Beyond reforming the health insurance system, the Amended American Health Care Act would turn Medicaid’s financing structure to a fixed federal contribution per beneficiary. The Congressional Budget Office estimates this would cut ...
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Michigan Legislature Eliminates Dower

In its lame duck session, the legislature passed a package of bills which eliminated dower in the state of Michigan. Dower is the interest in the real estate of a deceased husband given by law to his widow during her life. Up until now, Michigan was the only state that ...
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Medicare to Begin Paying for Diabetes Prevention Strategy

Medicare will start paying for a strategy to help millions of older Americans at high risk of diabetes from developing the disease. The new medicare benefits, which are scheduled to begin in 2018, are part of an increasing shift in the federal entitlement program, from its half-century tradition of mainly ...
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6 Changes Coming to Social Security income for 2017

For decades, most workers have come to depend on their Social Security income to make ends meet during their retirement years. As Social Security benefits are vital to seniors, it is important to understand the changes to the Social Security rules for 2017: Change #1:  Increase in monthly payment. Social ...
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8 Estate Planning Mistakes That Can Tear Families Apart

Let's face it, most of us do not want to think about ourselves or our loved ones growing old and facing death. It’s not surprising that this aversion can lead to estate planning mistakes which can cost your family in time, money, and stress. Unfortunately, we often see how these ...
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Michigan launches federal savings program for individuals with disabilities , the MI ABLE Account

Individuals with disabilities will soon be able to save for qualified expenses without jeopardizing their access to state and federal benefits. Lt. Gov. Brian Calley signed legislation in October 2015 creating the MI-ABLE (Michigan Achieving a Better Life Experience) program, based on the federal ABLE Act which will assist individuals ...
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6 Costly Mistakes to Avoid When Your Spouse Enters Nursing Home

6 Costly Mistakes to Avoid When Your Spouse Enters Nursing Home The average cost of care in a nursing home is currently $8,282 per month, which is continually increasing. With the high cost of long-term care, it is no surprise that most families find themselves exhausting their funds within one ...
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Special Needs Trust Planning

Special Needs Trust Planning What you need to know For many families, providing for a child or loved one with special needs is a top priority.  Individuals with special needs and limited resources may qualify for, or may be already receiving, government benefits, such as Supplemental Security Income (SSI) and ...
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